Əsas səhifə Testlər English Advanced level Qarışıq testlər

Tapılan ümumi test sayı : 2961

The Internet ....... an excellent tool for both investors and fraudsters.
A) becomes
B) equals
C) makes
D) has
California wishes to encourage a broad and ....... shareholder base for new banks, although the organizers may desire to limit this number due to tax or other considerations.
A) based
B) lengthy
C) shallow
D) diversified
The minimum amount of ....... capital for a newly chartered bank should total at least $2,500,000 in capital stock.
A) startup
B) direct
C) fixed
D) collected
The FRS lends money to banks at a discount rate to help meet their short-term cash requirements, and is known as the "lender of last ......." for banks suffering liquidity crises.
A) request
B) resort
C) legs
D) chance
Joining the Federal Reserve System is required for national banks, but ....... for state banks.
A) obligated
B) optimal
C) optional
D) obvious
The word "State" or "National" as part of a bank's name has nothing ....... where it operates; this refers to the type of charter it has.
A) to do with
B) in common with
C) to understand by
D) in comparison to
The term "dual banking system" means that both the California and the US governments ....... bank charters.
A) certify
B) issue
C) publish
D) license
This agency is the bank's primary ......., with the duty to protect the public from questionable banking practices.
A) moderator
B) regulator
C) originator
D) administrator
The state chartering agency makes sure that a new bank possesses the needed capital and management ....... to serve the public's needs.
A) expertise
B) labour
C) practices
D) recruitment
A competitive financial environment provides ....... choice to the public and stimulates economic development and efficiency.
A) radical
B) critical
C) optimal
D) maximal
The goal of the state of California is to maintain a sound banking system without ....... limiting the entry of new banks.
A) unusually
B) unruly
C) unreally
D) unduly
General economic conditions also help determine actual retirement age: higher inflation and greater unemployment at the end of his career causes the worker to ....... his retirement.
A) delay
B) defray
C) deny
D) detract
This system reduces worker incentives for ....... and cheating and thereby raises their lifetime wealth.
A) shirking
B) lurking
C) kiting
D) lying
Both employers and employees benefit from a payment ....... where workers receive less than the actual value of their work when they are young and more than the actual value of their work when old.
A) stream
B) envelope
C) avenue
D) gap
The most obvious reason for the existence of pensions is the tax advantage, since pension ....... are permitted to accumulate untaxed until retirement.
A) calculations
B) payouts
C) contributions
D) benefits
In a perfect labor market, employers, who always pay workers the value of their ....... at any one time, will be indifferent to the age of retirement.
A) pension
B) output
C) salary
D) contract
As a worker ages, both his productivity and the ....... of working another wage period will change.
A) disinterest
B) difficulty
C) disability
D) disutility
Private pensions ....... a large percentage of individual wealth in most of the developed nations.
A) compile
B) compare
C) comprise
D) compost
The anticipated difficulties in financing current public pensions could be ....... by changes that delayed worker retirement.
A) instigated
B) investigated
C) mitigated
D) relegated
The reduction in retirement age since World War II is usually ....... to greater pension benefits, both governmental and private.
A) attributed
B) alleged
C) assigned
D) aligned
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